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Payment Orchestration
Control every payment rail—ACH, wires, A2A, and cards—through one direct bank platform, giving you the flexibility to programmatically route and manage payments at scale.
Your Platform, Your Rules
Payments Orchestration, Powered by a Direct Bank
Legend Bank’s orchestration platform puts you in control. Instead of rigid, pre-set routing, we provide the tools and APIs to let you define how payments move—based on your business logic, cost priorities, and customer experience goals.
With a single integration, you can manage multiple rails, enforce limits, monitor transactions in real time, and maintain compliance without adding layers of complexity. Our infrastructure is built for transparency, scalability, and operational control—so you can grow without compromise.
Full Control
Define your own routing logic and business rules to optimize cost, speed, and customer experience—without relying on a third-party aggregator.
Operational Visibility
Access real-time transaction data, event webhooks, and dashboards for monitoring, reconciliation, and exception handling.
Faster Launch
Go live quickly with a single API suite, sandbox environment, and built-in compliance guardrails that reduce integration friction.
Scalable Infrastructure
Handle increasing transaction volumes with confidence, supported by a platform designed for throughput, reliability, and compliance.
Our Core Services
Compliance-First Financial Services for Scaling Businesses
Who It's For
Built for Modern Financial Innovators
Our platform is designed for businesses that need flexibility, control, and compliance at scale:
Payment Providers
Expand your capabilities and manage multiple rails without adding complexity.
Marketplaces
Streamline payouts and settlements across buyers, sellers, and partners.
Enterprise Businesses
Modernize treasury operations and manage high-volume transactions with a platform built for security, scalability, and governance.
Neobanks
Power your banking experience with direct access to ACH, wires, and card rails—while maintaining full control over routing and compliance.
Trust Built Into Every Payment
Compliance & Risk in Every Transaction
Operate with confidence knowing every payment is backed by bank-grade oversight and controls.
Partnership Beyond APIs
Our Approach to Fintech
We partner with you to design, implement, and scale payment flows that work for your business—without sacrificing compliance or speed.
Co-Build Fund Flows
We collaborate to design routing logic, controls, and operational processes that fit your product and compliance needs.
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Compliance by Design
Every payment rail is integrated with built-in controls for Reg E, ACH rules, and fraud monitoring—so compliance is never an afterthought.
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Developer-First Delivery
Modern APIs, sandbox environments, and real-time webhooks make integration simple and scalable for your engineering team.
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Direct Relationships with a Chartered Bank
Get direct access to seamless banking infrastructure with full compliance - no middleware no third parties.
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Customizable Banking Products
Build financial features that fit your platform. From account structures to card controls, tailor every element to match your business model and user experience.
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Compliance-First Mindset
We embed compliance into every layer of our infrastructure so you can innovate with confidence and meet regulatory standards from day one.
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FAQs
Frequently Asked Questions
What does this division of Legend Bank do?
We help companies—whether you’re a startup, an established fintech, or a non-financial brand—embed financial solutions like payments, accounts, and cards directly into your products and services.
How can I learn more?
Fill out our contact form, and our team will follow up to schedule an introductory call.
What is CaaS?
Compliance-as-a-Service supports businesses with or without in-house compliance teams. We provide expertise, oversight, and tools to help you build, refine, and maintain a strong compliance program while ensuring alignment with regulatory standards.
Who is this for?
Our solutions are designed for startups creating new products, established fintechs seeking a direct banking partner, and non-financial brands looking to add financial services for their customers. We serve both business and consumer sectors, helping companies of all sizes innovate and grow.
Looking for personal or business banking?
If you’re here for traditional banking—like opening a checking account, applying for a loan, or logging into online banking—visit legend.bank.
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Address:
910 W Business 380 Decatur Texas 76234
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