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Payment Orchestration

Unlock scalable infrastructure, embedded financial tools, and trusted compliance—designed to accelerate innovation across the fintech ecosystem.

Seamless Banking for Fintechs

Unlocking Growth in the Fintech Banking Ecosystem

Legend Bank helps fintechs overcome the challenges that hinder their growth without compromising trust, compliance, or scalability. We offer direct access to banking infrastructure that helps you build, launch, and grow with confidence.

Our embedded finance capabilities, flexible APIs, and compliance-first design give you the tools to expand your product offering, improve monetization, and enhance user experiences—all without middleware friction.

Key Benefits

Unlock Key Benefits with Our Fintech Partner Banking

Speed to Market

Launch new banking experiences faster with streamlined onboarding, flexible APIs, and a dedicated support team.

Full Control & Customization

Integrate banking into your product exactly the way you need it—no limitations or third-party dependencies.

Built-In Compliance

We help you stay compliant with evolving regulations, covering KYC, AML, fraud prevention, and more.

Seamless Scalable Infrastructure

Our architecture is built for growth, allowing you to scale without the pain of infrastructure overhauls or regulatory slowdowns.

Our Core Services

Compliance-First Financial Services for Scaling Businesses

Who It's For

Built for Modern Financial Innovators

Whether you're a fintech, SaaS platform, or marketplace, our infrastructure powers the financial features your users expect.

Payment Providers

Streamline money movement and settlement flows with secure, compliant payment infrastructure.

E-commerce Businesses

Embed financial services directly into checkout or customer platforms to improve retention and conversion.

Enterprise Businesses

Power internal finance operations or build embedded solutions into enterprise offerings to enhance functionality.

Digital Banks

Launch new digital banking experiences with full-stack banking capabilities and flexible compliance support.

Trust & Compliance

Trustworthy, Compliant, & Secure Banking

We don’t treat compliance as a layer—it’s built into everything we do. Our Compliance-as-a-Service model ensures that from onboarding to audits, your fintech business remains fully aligned with regulations.

Regulated, Licensed & FDIC-Insured

We ensure compliance with laws and regulation, we are fully licensed and our accounts are FDIC insured.

SOC 2 & PCI Compliant

Our solutions are SOC 2 (System and Organization Controls 2) and PCI DSS (Payment Card Industry Data Security Standard) compliant.

Regulatory Support

We help you navigate licensing, compliance, and audits—so you can focus on growing your business.

Our Approach

Our Approach to Fintech

We believe in partnership over platforms. Our mission is simple: power the future of finance by being the bank that fintechs can build on.

Direct Relationships with a Chartered Bank

Get direct access to seamless banking infrastructure with full compliance -  no middleware no third parties.

Get Started Today

Customizable Banking Products

Build financial features that fit your platform. From account structures to card controls, tailor every element to match your business model and user experience.

Get Started Today

Compliance-First Mindset

We embed compliance into every layer of our infrastructure so you can innovate with confidence and meet regulatory standards from day one.

Get Started Today

Direct Relationships with a Chartered Bank

Get direct access to seamless banking infrastructure with full compliance -  no middleware no third parties.

Get Started Today

Customizable Banking Products

Build financial features that fit your platform. From account structures to card controls, tailor every element to match your business model and user experience.

Get Started Today

Compliance-First Mindset

We embed compliance into every layer of our infrastructure so you can innovate with confidence and meet regulatory standards from day one.

Get Started Today

FAQs

Frequently Asked Questions

What does this division of Legend Bank do?

We help companies—whether you’re a startup, an established fintech, or a non-financial brand—embed financial solutions like payments, accounts, and cards directly into your products and services.

How can I learn more?

What is CaaS?

Compliance-as-a-Service supports businesses with or without in-house compliance teams. We provide expertise, oversight, and tools to help you build, refine, and maintain a strong compliance program while ensuring alignment with regulatoryd standards.

Who is this for?

Our solutions are designed for startups creating new products, established fintechs seeking a direct banking partner, and non-financial brands looking to add financial services for their customers. We serve both business and consumer sectors, helping companies of all sizes innovate and grow.

Looking for personal or business banking?

If you’re here for traditional banking—like opening a checking account, applying for a loan, or logging into online banking—visit legend.bank.