Let’s talk!
Ask us anything or just say hi 🖐
You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
130+ Years in Banking
About Us
Legend Bank is an FDIC‑insured nationally chartered bank with 130+ years of experience, combining stability and modern technology to power innovative financial applications.
About Us
Who We Are
We’re a regulated, FDIC‑insured bank with a modern approach to financial infrastructure. Our team blends 130+ years of banking experience with fintech innovation to deliver accounts, payments, cards, and compliance as a service. We partner directly with builders—startups, SaaS platforms, and more—to create scalable, compliant solutions that unlock growth without unnecessary complexity.
130+
Years in Banking
45K+
End Users
50
States Served
Proven Trust
Our Banking Legacy
130+ Years of Financial Stability
A proven, trusted institution, providing financial expertise, regulatory security & banking excellence for over a century.
Trusted by Fintechs & Enterprises
We’ve successfully powered direct banking partnerships, eliminating middlemen & enabling leading Fintech companies & enterprises to scale efficiently.
Secure & Scalable Infrastructure
Our bank-owned, enterprise-grade financial infrastructure ensures compliance, security & seamless scalability.
Why Us?
Why Choose Us?
Choose a bank that ships like a fintech and governs like a bank. We align to your roadmap while safeguarding your brand with transparent controls and compliance built in.
Direct Banking Relationships
Work with the bank—not an aggregator—so you get faster decisions, cleaner fund flows, and clear accountability. One partner, aligned incentives, real results.
Scalable Products & Services
Accounts, payments (ACH & wires), cards, and ledgers that evolve with your use cases. Configure limits, controls, and reporting as volume and complexity grow.
A Partnership-Driven Approach
Your success depends on compliance, performance, and economics—and so does ours. We structure programs so growth, safety, and sustainability move in lockstep.
Proven Trust
Compliance & Regulatory Trustworthiness
Our Approach
Our Approach to Fintech
We’re collaborators, not roadblocks. Here’s how we work with builders:
Co‑Build, Not Just Sponsor
We help design fund flows, controls, and operations that match your product—and stand up in audits. The goal: launch faster and last longer.
Get Started Today
Compliance by Design
From onboarding through ongoing monitoring, compliance is embedded in the workflow. Clear responsibilities, documented processes, and right‑sized controls keep you moving.
Get Started Today
Developer‑First APIs
Modern docs, sandbox access, webhooks, and observability so teams can prototype quickly and move to production with confidence. Built for speed, reliability, and scale.
Get Started Today
Direct Banking Partnerships
No middle-wares, no third party- work directly with the bank for seamless access to banking infrastructures & compliance expertise.
Get Started Today
Scalable & Flexible Infrastructure
Our modular, API Driven Solutions, let you embed banking products, customize financial workflows & scale efficiently & effortlessly.
Get Started Today
Compliance-First Mindset
We provide end-to-end compliance support ensuring your business meets regulatory requirements & standard without hindering your growth.
Get Started Today
FAQs
Frequently Asked Questions
What does this division of Legend Bank do?
We help companies—whether you’re a startup, an established fintech, or a non-financial brand—embed financial solutions like payments, accounts, and cards directly into your products and services.
How can I learn more?
Fill out our contact form, and our team will follow up to schedule an introductory call.
What is CaaS?
Compliance-as-a-Service supports businesses with or without in-house compliance teams. We provide expertise, oversight, and tools to help you build, refine, and maintain a strong compliance program while ensuring alignment with regulatory standards.
Who is this for?
Our solutions are designed for startups creating new products, established fintechs seeking a direct banking partner, and non-financial brands looking to add financial services for their customers. We serve both business and consumer sectors, helping companies of all sizes innovate and grow.
Looking for personal or business banking?
If you’re here for traditional banking—like opening a checking account, applying for a loan, or logging into online banking—visit legend.bank.
Oops! Something went wrong while submitting the form.
Address:
910 W Business 380 Decatur Texas 76234
Contact:
All visuals are conceptual illustrations and do not depict actual interfaces or UI elements.