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Ledgers

Maintain a single source of truth for every transaction with a bank-grade ledger system—built for accuracy, transparency, and compliance at scale.

The Foundation of Financial Integrity

Ledger Architecture That Scales With Your Product Complexity

Our ledger system is built to grow with your business, ensuring seamless integration with various financial tools and platforms.

Enhanced Bank-Grade Accuracy

Maintain precise and real-time tracking of financial transactions with time-stamped, audit-ready entries.

Enterprise-Grade Security and API Integrated Automation

With strong authentication mechanisms, end-to-end encryption, and real-time fraud monitoring, our system ensures secure and streamlined financial data handling.

Developer-Ready

Programmatic Ledgering at Scale

Our API-first ledger platform makes it easy to integrate, automate, and maintain financial accuracy across your ecosystem.

Create & Post Entries

Record transactions programmatically with clear debit/credit structures and metadata.

Operate at Scale

Handle high-volume posting with idempotent requests and batch operations.

Real-Time Sync

Webhooks and event streams keep your systems aligned with every ledger update.

Where It Fits

Use Cases

Our ledger system provide your businesses with an accurate, real-time view of financial transactions and balances, Providing Scalability with security.

Fintech Platforms

Maintain accurate records for accounts, payments, and card transactions.

Marketplaces

Track buyer, seller, and platform balances for seamless settlement.

Expense Management

Provide real-time visibility into spend and allocations across teams.

Treasury & Liquidity

Monitor internal transfers and sweeps with precision and auditability.

Security & Compliance

Accuracy and Oversight Built In

Operate confidently with a ledger system designed for governance and resilience.

Immutable Audit Trails

Every entry is permanent, time-stamped, and linked to source transactions.

Granular Permissions

Role-based access ensures only authorized users can post or adjust entries.

Regulatory Reporting

Generate reports aligned with examiner expectations and accounting standards.

FAQs

Frequently Asked Questions

What does this division of Legend Bank do?

We help companies—whether you’re a startup, an established fintech, or a non-financial brand—embed financial solutions like payments, accounts, and cards directly into your products and services.

How can I learn more?

What is CaaS?

Compliance-as-a-Service supports businesses with or without in-house compliance teams. We provide expertise, oversight, and tools to help you build, refine, and maintain a strong compliance program while ensuring alignment with regulatory standards.

Who is this for?

Our solutions are designed for startups creating new products, established fintechs seeking a direct banking partner, and non-financial brands looking to add financial services for their customers. We serve both business and consumer sectors, helping companies of all sizes innovate and grow.

Looking for personal or business banking?

If you’re here for traditional banking—like opening a checking account, applying for a loan, or logging into online banking—visit legend.bank.