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Payments
Move money with confidence across ACH, wires, and internal A2A transfers—all through a single, bank-grade API designed for speed, control, and compliance.
Simplify Money Movement
Payments That Power Your Platform
Our payments infrastructure gives you the flexibility to send, receive, and manage funds at scale—without adding layers of complexity.
Multiple Rails, One API: Access ACH (Standard & Same Day), wires, and internal transfers through a unified integration.
Frictionless Experience: Enable fast, reliable payments that keep your customers engaged and your operations efficient.
Configurable Workflows: Set rules for limits, approvals, and retries to match your business logic and risk profile—without custom builds.
Developer-Ready
Programmatic Payments at Scale
Our platform is built for automation and control—so you can manage high-volume transactions with minimal code.
Create & Execute with Ease
Initiate ACH, wires, and A2A transfers programmatically using simple API calls.
Operate at Scale
Handle thousands of transactions with idempotent requests, bulk operations, and real-time webhooks.
Visibility & Control
Monitor payment status, enforce limits, and manage exceptions through dashboards and APIs.
Where It Fits
Use Cases
Payments power a wide range of financial experiences across industries.
Payroll & Payouts
Disburse funds to employees, contractors, or gig workers quickly and securely.
Marketplace Settlements
Move money between buyers, sellers, and partners with confidence.
Bill Pay & Recurring Payments
Enable scheduled or recurring ACH transfers for utilities, subscriptions, and more.
Treasury & Liquidity Management
Optimize cash flow with internal transfers and sweep programs.
Security & Compliance
Bank-Grade Protections for Every Transaction
Operate confidently with compliance and risk controls embedded in every payment flow.
FAQs
Frequently Asked Questions
What does this division of Legend Bank do?
We help companies—whether you’re a startup, an established fintech, or a non-financial brand—embed financial solutions like payments, accounts, and cards directly into your products and services.
How can I learn more?
Fill out our contact form, and our team will follow up to schedule an introductory call.
What is CaaS?
Compliance-as-a-Service supports businesses with or without in-house compliance teams. We provide expertise, oversight, and tools to help you build, refine, and maintain a strong compliance program while ensuring alignment with regulatory standards.
Who is this for?
Our solutions are designed for startups creating new products, established fintechs seeking a direct banking partner, and non-financial brands looking to add financial services for their customers. We serve both business and consumer sectors, helping companies of all sizes innovate and grow.
Looking for personal or business banking?
If you’re here for traditional banking—like opening a checking account, applying for a loan, or logging into online banking—visit legend.bank.
