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Cards

Issue Visa® debit, prepaid, and secured cards—physical or virtual—through a direct bank partnership powered by Galileo, the industry leader in API-first card issuing.

Card Programs That Scale

Build Branded Card Experiences

Deliver feature-rich card programs that strengthen loyalty and drive engagement.

Visa Debit & Prepaid

Offer physical, virtual, and tokenized cards with contactless and wallet provisioning.

Digital-First Experience

Push cards instantly to Apple Pay and Google Pay for immediate use.

Developer-Ready with Galileo

API-First Card Issuing at Scale

Our platform and partner, Galileo, gives you the tools to launch and manage cards programmatically—fast, secure, and compliant.

Instant Card Issuance

Create and activate virtual cards in real time, then fulfill physical cards seamlessly.

Programmatic Control

Open, close, and manage cards at scale with a few API calls—plus webhooks for real-time updates.

Advanced Security

Built-in 3D Secure, tokenization, and fraud controls protect every transaction.

Where Cards Fit

Use Cases

Cards unlock new ways to engage customers and monetize your platform.

Consumer Wallets

Offer branded debit cards linked to spend and save accounts for everyday use.

Gig, Marketplace, Payroll Payouts

Enable instant earnings access with virtual or physical cards.

Business Expense Management

Issue cards with spend controls for teams, projects, or departments.

Loyalty & Rewards

Launch incentive or rebate cards to boost retention and engagement.

Security & Compliance

Bank-Grade Protections for Every Card

Operate confidently with compliance and risk controls embedded in every program.

Network & Regulatory Alignment

Full Visa® compliance and adherence to card network rules.

Fraud & Risk Monitoring

Continuous transaction screening and dynamic fraud prevention.

Dispute & Chargeback Support

Built-in workflows for Reg E compliance and customer protection.

FAQs

Frequently Asked Questions

What does this division of Legend Bank do?

We help companies—whether you’re a startup, an established fintech, or a non-financial brand—embed financial solutions like payments, accounts, and cards directly into your products and services.

How can I learn more?

What is CaaS?

Compliance-as-a-Service supports businesses with or without in-house compliance teams. We provide expertise, oversight, and tools to help you build, refine, and maintain a strong compliance program while ensuring alignment with regulatory standards.

Who is this for?

Our solutions are designed for startups creating new products, established fintechs seeking a direct banking partner, and non-financial brands looking to add financial services for their customers. We serve both business and consumer sectors, helping companies of all sizes innovate and grow.

Looking for personal or business banking?

If you’re here for traditional banking—like opening a checking account, applying for a loan, or logging into online banking—visit legend.bank.